First To Die Life Insurance at Life

First To Die Life Insurance. The policy pays a death benefit to the survivor when one spouse dies. It helps your surviving spouse cover expenses after the loss of your financial support.

First to die life insurance is a type of joint life insurance policy designed for married couples that pays out the benefit amount when the first spouse dies. When you have a first to die policy, it covers both you and your spouse. They won't even have a rating, because they can't afford to pay for it.

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They won't even have a rating, because they can't afford to pay for it. Many people use this to cover funeral expenses , pay off their loved one’s debts, or as an income replacement. Those are about the only joint life policies left. Upon the unexpected death of a partner, the surviving partner will face financial difficulty.